the Barefoot Investor Scott Pape for TheAge.com

I’ve come to understand that how you spend your money says volumes about what’s going on inside your head. At first I used to be sceptical of this touchy-feely behavioural school of finance – perhaps because I’d heard so many dodgy gurus talk about “expanding your money mindset”.

Yet repeated experiences of watching people make dumb decisions has taught me that your financial affairs mirror your emotions. You don’t have to be Dr Phil to see how it works

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Ain’t that the truth!
think about your own spending habits, and what does it reveal to you?
if you have a good hard look, I suspect that it will show you just what you need to know… now’s the time to pay attention and start to slowing adjust accordingly, step by step… take action now!